DEBX: Best of Credit & Debit app for iPhone and iPad

Earn rewards without large monthly bills or debt - Debx is a free personal finance app that automatically pays off everyday credit card purchases as they happen. Debx uses your existing credit card to help you earn points, build credit, and enjoy better consumer protections. Here’s how Debx saves you time and money:

AUTOPAY, YOUR WAY
Ensure you’re never spending money you don’t have by setting smart payment rules. Set an Autopay Amount to determine which transactions are paid off daily and use the Shutoff Amount to ensure your checking account never dips below a set dollar amount.
 
EARN MORE REWARDS
With your credit card payments on autopilot, you’re free to focus on earning more points and cash back. Debx makes monitoring your balances easy by aggregating rewards across all cards (Rewards Tracking Feature Coming Soon)!
 
RESPONSIBLY BUILD CREDIT
With Debx paying off your credit card purchases, your credit utilization will remain low throughout the month. Keeping utilization under 10% is the best way to build credit.

SAY GOODBYE TO BIG BILLS, FEES & INTEREST
Debx’s automated payments virtually eliminate large monthly credit card bills, missed payments or interest on everyday purchases.

NO MORE GUESSWORK
Get a complete view of your financial health with Debx’s True Balance, which shows exactly how much money is in your checking account, minus your pending payments.

FREE & FAST
Debx is completely FREE to use. Enrolling in Debx takes less than 90 seconds and doesn’t require a SSN or opening a new bank account. Use what’s already in your wallet to get started.

SECURITY & PEACE OF MIND
Debx is protected by bank level security and never directly accesses your funds. 256-bit encryption ensures all your information is safe and secure, and we never store card numbers or SSN.

CAN I USE DEBX?
Debx links with most major credit card lenders, including Wells Fargo, Bank of America, Chase, Discover, Capital One, USAA and more. Debx also works with over 9,000 checking accounts, allowing you to start saving no matter your bank.

SUPPORT
Require support, service or want to offer suggestions? Contact Ben Psillas, Debx’s Founder, directly at [email protected] or 202-297-0687.

WHAT OUR USERS ARE SAYING
“Debx allows me to use credit cards with the peace of mind that I am not overspending my budget or incurring interest charges.” – J. Manfred

“Debx ensures that I never run up a big credit card balance, and I still get points and cash back on all my purchases!” D. Adler

“I’ll admit that I’m somewhat of a credit card churner. The rewards and points I earn are incredibly important. Debx is the ultimate life hack for making payments and earning rewards.” E. Sexton